Storm Services and Your Insurance Agent

6/28/2021 (Permalink)

The cost of restoration after a flood may be included in your insurance coverage.

Storm restoration services are an essential part of recovering from flooding due to storms. A quick response is crucial to preventing long-term, deep-seated damage. As a homeowner in Emporia, VA, your insurance coverage may include the cost of restoration services:

• Water removal
  
• Flood damage cleanup
  
• Repair and restoration
  
• Damage mitigation
  
• Mold cleanup and prevention
  

Schedule a quick response from cleanup and restoration professionals to catch small problems before they get larger and keep costs down.

Cleanup and Restoration

Arrange for Insurance Coverage

If you don't already have flood insurance, contact your insurance agent or provider. You may qualify to benefit from the National Flood Insurance Program that is managed by the Federal Emergency Management Agency. Ask your insurance provider about this part of your storm response.

Speed Up Your Claim

Once your policy is in place, there are steps you can take to speed up your storm restoration claim:

• File your claim as soon as possible after the damage has occurred.
  
• Provide your agent and insurance adjusters with necessary information as thoroughly and quickly as possible.
  
• Take pictures, write out an inventory, and keep all receipts. The more organized and clear your records, the faster and more accurately your claim can be handled.
  
• Consider hiring your own adjuster. This second perspective comes from a professional working for you rather than for the insurance provider.
  

In addition to taking these steps, you should keep family members, friends, and pets out of the damaged area. It's easy to cause secondary damage to an area that has been weakened by water.

Choose Reliable Professionals

Storms often occur with very little warning, and the resulting flood damage could be devastating to your home and community. This means your chosen storm restoration professionals should have solid backing from their corporate office.

This central resource can lead to a faster response to your home, speedier claim resolution, and a smaller timeframe from the beginning of the damage to the completion of restoration and repairs.